E149: Why You Keep Yourself Broke — Being Broke Is Not Your Problem (It’s Your Solution)

You say you want to make more money.
You say you want freedom.
You say you want to stop taking insurance and finally charge what you’re worth.

But you don’t.
You keep yourself broke.

In this raw and deeply honest episode, Tiffany unpacks the truth most therapists never want to face: being broke isn’t your problem—it’s your solution.

When your bank account is empty, you don’t have to take risks. You don’t have to be visible. You don’t have to disappoint anyone. Staying broke is the subconscious way so many therapists keep themselves safe.

But it’s also what’s keeping you small, resentful, and exhausted.

Listen to the episode:

In this episode, Tiffany shares:

  • Why staying underpaid feels safer than raising your fee;
  • How being broke protects you from rejection, shame, and exposure;
  • The unconscious patterns that keep you sabotaging your success;
  • What happens when you finally make enough money to meet yourself—and why that’s the real work;
  • The first steps to breaking free from the burnout–scarcity loop for good.

If you’ve ever said, “I don’t care that much about money,” this episode will show you what that statement is really costing you.

Email Tiffany at tiffany@leaninmakebank.com with the subject line: “I’m Ready.”

It’s time to stop using scarcity as safety and start building a business that actually takes care of you.

 

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Resources mentioned

Fun with Fees Calculator Email Tiffany: tiffany@leaninmakebank.com

More about Tiffany

Tiffany McLain, LMFT is a clinical fee strategist for therapists in private practice. Her mantra is, “Full fees are the new black.” Via her program, The Lean In. MAKE BANK. Academy, she helps therapists ethically earn 30 to 50% more per month while seeing fewer clients by showing them how to think about and directly address fees in a clinically appropriate manner. The Lean In. MAKE BANK. Academy is a program that addresses the underlying money mindset stories that keep therapists broke so they can become THAT therapist who charges premium fees, cash pay. With the LIMB 4-step framework to make BANK, regular coaching calls to help you go to the next level, a phenomenal community of funny and intelligent therapists, be ready to get real raw and real rich.

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About the podcast

The Money Sessions podcast by Tiffany McLain, LMFT is full of deep, thoughtful, and sometimes raw conversations with real therapists who are in the midst of leaning into raising fees and making bank – all while working with the clients they are passionate about serving.

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